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We understand the importance of having an insurance policy tailored to your needs. Our expert advisors can help talk you through the options available, simply fill out the form below and we will give you a call at your convenience.

Home Insurance

Comprehensive insurance for your home and possessions

A simple package providing comprehensive cover for your home and possessions including Accidental Damage cover as standard. Additionally, we automatically include with the Contents section, cover for cycles, money and credit cards and freezer contents. We also have facilities for higher value properties and will tailor the cover to meet your particular needs.

Key Benefits

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Home Insurance

Cover for the Building, Contents, Valuables and Personal Possessions away from the home.

Comprehencive cover in a simple package

  • Accidental Damage cover for Buildings and Contents as standard
  • Optional cover for Valuables and Personal Possessions outside the home
  • New for Old (other than clothing and pedal cycles)
  • Optional Legal Expenses cover £50,000
  • Automatic cover under Contents for:
  • Pedal cycles up to £500
  • Freezer contents £500
  • Loss of money and credit cards £500

Cover in brief

  • Fire, lightning, explosion and earthquake
  • Theft and attempted theft
  • Accidental Damage cover for Buildings and Contents
  • Storm, flood and escape of water and oil
  • Subsidence
  • Malicious damage
  • Impact by vehicles, animals, falling trees and aircraft
  • Alternative Accommodation following an insured event
  • Public Liability - £5 million
  • Accidents to domestic staff - £5 million
  • Standard excess £100 (subsidence £1,000) unless otherwise agreed

This is a summary of the cover, full details are given in the policy document

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edgeSpecialist Insurance Agency LTD

Specialist Insurance Agency offer a friendly and personal service backed by a professional team with extensive home insurance experience. We provide specialist home insurance policies, including UK Holiday Home Insurance, Second Home Insurance, Holiday Let Insurance, Landlord Insurance and Non-Standard Home Insurance. The policies give wide cover, without many of the restrictions and terms normally applied to unoccupied and let property – giving you peace of mind.

edgeWhy Choose Specialist Insurance Agency

  • Professional and personal service
  • Flexible approach to meet your needs
  • Competitive products with wide cover
  • Rapid claims service
  • Underwritten by Lloyd's of London