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We understand the importance of having an insurance policy tailored to your needs. Our expert advisors can help talk you through the options available, simply fill out the form below and we will give you a call at your convenience.

Non-Standard Property Insurance

Specialist insurance for non-standard risks

Most insurers like 'normal' risks and when you don't 'tick all the boxes' finding the right cover can be difficult. If the property is of non-standard construction, is used for business purposes or you are unable to meet the normal acceptance criteria, then we may be able to help.

Examples of non-standard risks include:

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Cover for Non-Standard Risks

At Specialist Insurance we look at all the factors so we can find the right solution for you and your property.

Cover in brief

  • Fire, lightning, explosion and earthquake
  • Theft and attempted theft
  • Accidental Damage cover for Buildings and Contents
  • Storm, flood and escape of water and oil
  • Subsidence
  • Malicious damage
  • Impact by vehicles, animals, falling trees and aircraft
  • Loss of Rent - 10% of Buildings sum insured
  • Alternative accommodation following an insured event
  • Public Liability - £5 million
  • Accidents to domestic staff - £5 million
  • Standard excess £100 (subsidence £1,000) unless otherwise agreed

This is a summary of the cover, full details are given in the policy document

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edgeSpecialist Insurance Agency LTD

Specialist Insurance Agency offer a friendly and personal service backed by a professional team with extensive home insurance experience. We provide specialist home insurance policies, including UK Holiday Home Insurance, Second Home Insurance, Holiday Let Insurance, Landlord Insurance and Non-Standard Home Insurance. The policies give wide cover, without many of the restrictions and terms normally applied to unoccupied and let property – giving you peace of mind.

edgeWhy Choose Specialist Insurance Agency

  • Professional and personal service
  • Flexible approach to meet your needs
  • Competitive products with wide cover
  • Rapid claims service
  • Underwritten by Lloyd's of London